Chapter 505
Chapter 505
Chapter 505
Not only make up, but also pay interest?
Yuan Jiang was stunned by Zhang Fei's brilliant remarks.
It turned out that Yuan Jiang had done his homework before coming to Hezhong Mansion. He realized that the overspending of salt money was a hidden danger. Trying to make up for it, but the finances are tight, and he is also very troubled by this.
And he came here this time, really looking forward to it, because he also knew that Zhang Fei had also played a handful of salt money in the capital, and it was very successful. He thought that Zhang Fei must have thought of a way, but how could he know that Zhang Fei's way It turned out to be going in the opposite direction and making more money.
This..
"Chairman Zhang."
Yuan Jiang coughed twice, "The finances are already difficult, and the interest has to be paid. Wouldn't it make things worse, and the court will not be so tender as to agree."
Zhang Fei didn't answer and asked instead: "Scholar Yuan thinks it's appropriate to issue excessive salt money?"
Yuan Jiang shook her head and said, "Of course it's not right, if the salt banknotes cannot be exchanged for the promised salt, over time, the salt law will be corrupted, and the imperial court can only go back to the old way, and the people are forced to make and transport salt. "
Zhang Fei nodded with a smile and said: "It can be seen that credit is the most important thing. Now that the court has been wronged, it should be compensated logically, so that the trust of those merchants can be regained and the businessman can continue to maintain the trust." Northwest military spending.
As for whether this will make things worse, it is actually not necessarily true. At least there is no need to pay a large sum of money immediately. At present, only the interest needs to be paid, and the principal will only be repaid in one or two years, or three or four years. "
Yuan Jiang immediately said: "This is eating enough food for free, and it is not a long-term solution."
Zhang Fei said: "The premise of living beyond our means is that our finances have never been improved. If our finances can continue to grow, then this little interest is nothing. Isn't it the same thing for businessmen to borrow money for turnover? We We paid interest, but we gained time."
Yuan Jiang asked: "But are you sure that your finances will improve in the future?"
Zhang Fei shook his head and said: "This has nothing to do with confidence, but our duty. We were ordered to come here, isn't it to reverse the financial decline? If we don't have confidence, then why are we here, but if we have confidence , why worry?"
Yuan Jiang is also a veteran of the battlefield, how could he be fooled by Zhang Fei like this, he stroked his beard, "Although that is the case, but there are unpredictable things in the sky, and people have good and bad fortunes, it is up to people to plan things, and it is up to God to make things happen !"
Zhang Fei said: "But as far as I know, in case of unforeseen misfortunes, the imperial court can only increase taxes and corvee, and then turn into officials forcing the people to rebel, and then resort to military suppression. This is the real disaster. .For example, the Han Dynasty, Sui Dynasty, and Tang Dynasty all had this situation, so is this better than borrowing money?"
Yuan Jiang was immediately speechless.
Confucianism has a very important point of view, that is, "Under the whole world, there is no king's land; on the shore of the land, is there no king's subject."
These words are usually used as a flattery and flattery, but when it is really fatal, this sentence will immediately become the law.
This idea is the basis for supporting tyranny.
All mine.
In times of peace and prosperity, I can share some with you, but when I have difficulties, I can get all of them back. This leads to tax increases, apportionments, and other exorbitant taxes.
But the facts have proved that this is a vicious circle. Nine out of ten families fall on it, and there is another family that must meet the chosen person.
Zhang Fei strikes again while the iron is hot: "Scholar Yuan, this credit is more valuable than money, and it is also more difficult to obtain, but once the credit is established, both the country and the individual will benefit endlessly.
Once the people believe that the salt money can earn interest and increase wealth, will they rush to exchange the principal?Putting copper coins at home will not increase, and it will become a long-term holding.And it can also be used for transactions, which is much easier than paying with a large box of copper coins!
Secondly, the salt banknotes we issue can be exchanged for salt at any time, so that after they are overissued, they all come to exchange them, and the government simply cannot produce enough salt, so that the value of the salt banknotes continues to decline.
But this debt is different. The debt is time-sensitive, and the government can make reasonable arrangements and pay a batch every year, so that we will not face the current predicament.
Finally, the excessive issuance of salt money nowadays is mainly due to financial difficulties. However, the excessive issuance of salt money is at least better than promulgating exorbitant and miscellaneous tax laws. Whoever has no emergency needs usually borrows money. People can borrow money, and of course the court can Borrowing, once we have established credit, we will issue debts when we need money urgently, and pay back the money slowly after we get through the difficulties.
Having said that, in fact, debt is not a bad thing, at least it can prompt the court to save money, instead of spending money recklessly when there is money, and trying to increase taxes when there is no money, this is not a long-term solution. "
Yuan Jiang nodded slightly when she heard this, and her heart began to move.
He is one of the few academicians in the Hanlin Academy who supports Wang Anshi. It can be seen that he also believes in financial management knowledge, and he can quickly understand the mystery.
Zhang Fei looked at Yuan Jiang's expression, and said again: "Of course, this is just an attempt to re-establish the government's credit. The current over-issued salt money is actually not a lot. If it is apportioned within three years, this It will not impose a great burden on the government."
Yuan Jiang glanced at him, and couldn't help asking: "Then I don't know what President Zhang intends to do?"
Zhang Fei said: "As far as I know, those merchants may sue the government with tea eaters and ask for interest. From a judicial point of view, this is also a contract dispute. My idea is that the imperial court will mediate this case, and let the two of you discuss the matter privately." A settlement was reached."
"in private?"
"Yes. Does Bachelor Yuan think it's inappropriate?"
Zhang Fei asked cautiously.
Yuan Jiang's eyes flickered, and she suddenly asked, "Why don't you just hold a trial?"
Zhang Fei smiled sheepishly, and said: "I have judged the government to breach the contract last time. If I judge the government to breach the contract again immediately, it will not only have a bad influence on the government, but also offend more people, giving people a feeling of being in the middle of the river. The mansion is the illusion that my imperial court has the final say.
Moreover, according to my investigation, this lawsuit is not deliberately used to make things difficult for me, and I don't want the imperial court to appear aggressive, after all, I am not here to fight against them. "
After hearing this, Yuan Jiang was silent in thought, and after a while, he said: "But in my opinion, if it's just a reconciliation, it's impossible to succeed, because they will definitely not agree to pay the interest.
Although I also have the right to make such a decision, they will not understand the reason, they will only think that I am supporting your public security law, and even think that we are working together. "
Hearing this, Zhang Fei couldn't help frowning, and asked, "Then according to the opinion of Bachelor Yuan, what should we do?"
Yuan Jiang smiled sarcastically, and said: "According to someone Yuan, we still have to hold a trial. You first decide that the government violated the contract, and then I can come up with this method. In this way, he has no reason to object."
Whoops!I'm stupid!How does this sound like deja vu!By the way, isn't this the routine I played in Kaifeng Mansion?After eating two meals, I didn't expect to meet my colleagues here.
Zhang Fei felt slightly displeased, I came up with this method, and I have to take the blame, you whore for nothing.
Yuan Jiang glanced at Zhang Fei secretly, and said: "Besides, those salt merchants don't trust the government at present, and they obviously want to trust the imperial court more. If there is a judgment from the imperial court, everyone will trust the salt debt even more. And once this debt is tied to the imperial court, those salt merchants will support your imperial court even more. It will be beneficial to you and me!"
Fudge, NTM continues to flick!Zhang Fei was so depressed, didn't I fool him in this situation, why did he fool me, but what he said really made some sense.Zhang Fei weighed it for a while, and couldn't help but squeeze out a smile, "Scholar Yuan is really full of knowledge and thoughtfulness, Zhang San is ashamed of himself."
Yuan Jiang hurriedly cupped her hands and said, "Don't dare! Don't dare! Yuan is just borrowing flowers to present Buddha, far inferior to Chief Zhang's foresight and planning, it's not worth mentioning, it's not worth mentioning."
Take advantage of all the cheap, free flattery.
"How was your talk?"
As soon as Yuan Jiang left, Xu Zhiqian came over, and seeing Zhang Fei was dumbfounded, she couldn't help asking: "Didn't we agree?"
Zhang Fei shook his head and sighed, "It's settled."
Xu Zhiqian asked: "Then why are you unhappy?"
Zhang Fei frowned and said, "I met my colleague."
"Coming together?"
"Ah."
Zhang Fei nodded, "This old man is really shrewd, he jumps left and right, and the two families take it all."
"what?"
Xu Zhiqian looked at Zhang Fei suspiciously.
Zhang Fei said: "He is unwilling to reconcile privately and asks the imperial court to hold a trial."
"Why?"
Xu Zhiqian said in surprise.
Zhang Fei said: "Because if this happens, the responsibility lies entirely with our imperial court, and this matter will definitely be impeached in the court."
Xu Zhiqian couldn't help frowning and said: "This Yuan bachelor is really cunning. He is really your colleague."
"Ok?"
"By the way, did you agree?"
"Ah."
Zhang Fei nodded, "As long as we play well, our imperial court can still benefit a lot from it."
He will definitely say yes.
This salt debt was already planned before he came.
Because Fan Xiang's salt banknote system can indeed save the country a lot of money, and there is no better way than this for the time being.
But the reality is that the imperial court is very short of money, some money just can't be moved, he is not a god, and he can't change the money, and the current method is to set up a name, all kinds of exorbitant taxes, or just renege on it.
This obviously doesn't work.
There are only three things, which fool will be fooled every day.
Issuing salt bonds and cooperating with the public prosecution law are actually very suitable for the current situation of the Song Dynasty. If you play well, you can use them for emergency needs. If you don’t grab them, you have to borrow them. Let’s bet that tomorrow will be better.
But if tomorrow is even worse.
Either way, it's dead.
(End of this chapter)
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